MAS Financial Institution Representatives Register (FIRR)¶

Overview¶

The Financial Institution Representatives Register (FIRR) is a publicly accessible online register maintained by the Monetary Authority of Singapore (MAS). It provides information about representatives of financial institutions regulated by MAS, including representatives of Capital Markets Services (CMS) licensees, Licensed Financial Advisers (LFAs), and registered insurance brokers. The FIRR is a key tool for consumers and compliance professionals to verify the status and credentials of financial industry representatives in Singapore.

Purpose of the FIRR¶

The FIRR serves several purposes:

Consumer Protection — Allows the public to verify that an individual is an authorised representative before engaging their services
Transparency — Provides visibility into the regulated financial advisory and capital markets workforce
Regulatory Oversight — Supports MAS supervision of the representative population
Industry Accountability — Creates a permanent record of representative appointments and cessations
Compliance Verification — Enables financial institutions to verify the status of representatives during hiring and due diligence

Accessing the FIRR¶

Online Access¶

The FIRR is accessible through the MAS website:

URL: https://eservices.mas.gov.sg/rr/
Access: Free, no registration required
Availability: 24/7 online access
Search Interface: Web-based search form with multiple search criteria

Search Capabilities¶

Users can search the FIRR by:

Search Field	Description
Representative Name	Full name or partial name of the representative
NRIC/Passport Number	Last 4 characters of the identification document
Representative Number	Unique MAS-assigned representative number
Principal Name	Name of the financial institution (employer)
Representative Type	Appointed, provisional, or temporary representative
Status	Current or ceased

Information Available on the FIRR¶

For Current (Active) Representatives¶

The FIRR displays the following information for currently appointed representatives:

Field	Description
Representative Name	Full name as registered with MAS
Representative Number	Unique identifier assigned by MAS
Representative Type	Appointed (Form 3A), Provisional (Form 3B), or Temporary (Form 3C)
Principal Name	The financial institution the representative is appointed under
Principal Type	CMS licensee, Licensed Financial Adviser, Registered Insurance Broker, etc.
Regulated Activities	Specific activities the representative is authorised to conduct
Appointment Date	Date of current appointment
Status	Current

Regulated Activities Displayed¶

The FIRR shows which regulated activities a representative is authorised to conduct:

Under the Securities and Futures Act (SFA): - Dealing in securities - Trading in futures contracts - Leveraged foreign exchange trading - Advising on corporate finance - Fund management - Securities financing - Providing custodial services for securities - REIT management

Under the Financial Advisers Act (FAA): - Advising on investment products (securities) - Advising on investment products (collective investment schemes) - Advising on investment products (life insurance) - Marketing of collective investment schemes - Arranging of life insurance contracts

For Ceased Representatives¶

For representatives whose appointments have ceased, the FIRR displays:

Field	Description
Representative Name	Full name
Representative Number	Unique identifier
Previous Principal	The financial institution the representative was last appointed under
Cessation Date	Date the appointment ceased
Cessation Reason	General category (e.g., "Cessation by Principal", "Cessation by Representative")
Status	Ceased

Information NOT Available on the FIRR¶

The FIRR does not disclose:

CMFAS examination results or scores
CPD compliance status
Disciplinary history or enforcement actions (published separately on MAS Enforcement Actions page)
Personal contact details
Detailed reason for cessation
Internal performance assessments
Complaints history

Representative Types on the FIRR¶

Appointed Representatives (Form 3A)¶

Fully qualified representatives with all required CMFAS examinations passed
Ongoing appointment with no time limit
Must maintain CPD compliance annually
Most common representative type on the FIRR

Provisional Representatives (Form 3B)¶

Representatives relocating to Singapore with a 3-month grace period to pass CMFAS modules
Must have at least 3 years of relevant experience in their home jurisdiction
Appointment automatically ceases if CMFAS modules are not passed within the grace period
FIRR displays the provisional status and grace period end date

Temporary Representatives (Form 3C)¶

Overseas employees of the principal conducting regulated activities in Singapore temporarily
Maximum initial appointment of 6 months, extendable to 24 months
Must have at least 5 years of relevant experience
FIRR displays the temporary status and expiry date

How Financial Institutions Use the FIRR¶

Pre-Employment Checks¶

Financial institutions use the FIRR during the hiring process to:

Verify appointment history — Confirm the candidate's claimed employment history with previous principals
Check cessation reasons — Identify any unusual cessation patterns
Confirm qualification — Verify that the candidate holds current or recent appointments for relevant activities
Identify gaps — Note any gaps in appointment history that may require explanation
Cross-reference — Match FIRR data against the candidate's CV and declarations

Ongoing Monitoring¶

Compliance teams use the FIRR for ongoing monitoring:

Verify that representatives' FIRR records accurately reflect current appointments
Monitor cessation notifications for representatives who may be departing
Check competitive intelligence on representative movements in the industry
Support annual fit and proper reviews

Due Diligence for Business Relationships¶

The FIRR is also used when:

Onboarding new business partners or counterparties
Verifying the credentials of representatives from other institutions
Conducting due diligence for joint ventures or business acquisitions

MAS Notification Requirements¶

Appointment Notifications¶

Financial institutions must notify MAS of representative appointments through the Representative Notification Framework (RNF):

Notification Type	Timeframe	Form
New appointment	Within 1 business day of appointment	Form 3A/3B/3C via MASNet
Change of regulated activities	Within 1 business day of change	Amendment notification via MASNet
Cessation of appointment	Within 1 business day of cessation	Cessation notification via MASNet

FIRR Update Timeline¶

Notifications submitted via MASNet are typically reflected on the FIRR within 2–3 business days
During the processing period, there may be a lag between the actual appointment/cessation date and the FIRR update
Financial institutions should not rely solely on the FIRR for real-time status; direct verification with MAS may be necessary for time-sensitive matters

MAS Prohibition Orders¶

Published Separately¶

While the FIRR itself does not display detailed enforcement actions, MAS publishes Prohibition Orders (POs) separately:

Section 101 PO (SFA) — Prohibits a person from performing regulated activities under the SFA
Section 59 PO (FAA) — Prohibits a person from acting as a financial adviser's representative
Duration — POs can be permanent or for a specified period
Publication — POs are published on the MAS website under "Enforcement Actions"

Impact on FIRR Status¶

When a PO is issued:

The representative's FIRR status is changed to "Ceased"
The PO prevents any financial institution from appointing the individual
The PO details are published separately on the MAS enforcement page
Financial institutions should check both the FIRR and the MAS enforcement page

Relevance to Regnify¶

The FIRR is directly relevant to Regnify's compliance platform:

Representative Verification — Regnify can cross-reference representative data against the FIRR to verify appointment status
Appointment Tracking — Track the lifecycle of representative appointments from Form 3A submission through FIRR publication
Pre-Employment Screening — Support compliance teams in conducting FIRR checks during the hiring process
Fit and Proper Assessment — FIRR history (including cessation patterns and previous principals) is a key input to the fit and proper evaluation
Compliance Dashboards — Display FIRR status alongside internal compliance data for a holistic view of representative status
Automated Monitoring — Alert compliance officers when FIRR records change for their representatives (e.g., unexpected cessation by MAS)
Audit Trail — Maintain records of FIRR checks conducted as part of the onboarding and annual review processes

Data Quality and Limitations¶

Known Limitations¶

Lag time — FIRR updates may lag actual appointment/cessation dates by 2–3 business days
Historical data — The FIRR has limited historical data for representatives who ceased before the system was fully digitised
Name matching — Minor variations in name spelling can affect search results
No API access — As of the current date, MAS does not provide a public API for programmatic FIRR access; all searches must be conducted through the web interface
Scope — The FIRR only covers MAS-regulated representatives; it does not include representatives of exempt financial advisers or certain excluded activities

Best Practices for FIRR Checks¶

Search by multiple criteria (name AND identification number) to ensure accurate matching
Verify results against the representative's identification documents
Check both current and ceased status for a complete history
Cross-reference with MAS enforcement actions page for any prohibition orders
Document all FIRR checks as part of the compliance audit trail
Conduct periodic re-checks (at least annually) for all current representatives

Source Documents¶

MAS Financial Institution Representatives Register (FIRR) User Guide
MAS Notice on Representative Notification Framework
Securities and Futures Act 2001 — Part IV (Licensing and Registration)
Financial Advisers Act — Part II (Licensing and Registration)
MAS Guidelines on Fit and Proper Criteria
Last verified: 2026-03-15

Previous Next

Back to Industry Standards